The Decline of Self Essays - 2956 Words

The Decline of Self The Tenth Edition of Merriam Websters Collegiate Dictionary has this to say on the subject of self: self n., pl selves 1 a: the entire person of an individual b: the realization or embodiment of an abstraction 2 a (1): an individuals typical character or behavior (2): an individuals temporary behaviour or character b: a person in prime condition 3: the union of elements (as body, emotions, thoughts, and sensations) that constitute the individuality and identity of a person 4: personal interest or advantage 5: material that is part of an individual organism. The French existentialist writer Jean-Paul Sartre has this to say on the subject of self: In the state I was in, if someone had come and told me I†¦show more content†¦I think it would not be unfair to assert that almost all human beings -- especially those who lived when existentialism was as yet an unknown philosophical mode, and thus lacked the benefit of being able to consider its proponents arguments -- lay claim to knowledge, to possession, of their own selves. Indeed, to most rational humans, such would seem utterly natural and closed to debate. Our self is who we are, and if someone asks us, Who are you?, do we not say I am Michael or I am Christine, and know precisely what we mean by that? We have lived for our entire lives with our selves, we have experienced all the events that shape them. Do we not, one might say, define, by virtue of our very existence, what our selves are? Renà © Descartes, the famous seventeenth-century French rationalist, employed a self-authorizing philosophy that relied heavily on the assumption that it was possible to know critical information about the core of who we are. But what then am I?, he asked himself, responding with A thing that thinks. He continues to outline some of the other knowledge about himself that comes along with this realization. Clearly, in Descartes time, it is not unusual for one to think of the self as being within ones understanding. Yet even Descartes breaks with previous philosophic tradition, to a degree, in this respect.Show MoreRelatedThe James Irvine Foundation : An Impressive Self Assessment On Diversity, And, After The Decline Of Minority1155 Words   |  5 Pagescolleges in California to support diversity, and, after the decline of minority student enrollment in the late 1990s on some campuses, the foundation began to ask more about how the recipients of the grants dealt with diversity. The recipient colleges were asked to examine their history and data regarding diversity at their institution and identify their strengths and weaknesses. The results of this inquiry saw some schools provide an impressive self-assessment with focus on key issues and development ofRead MoreThe Cultural And Socio Economic Context1457 Words   |  6 Pagesprolong cognitive decline. For example, living a healthy lifestyle with complete dietary requirements is crucial in prolonging decline (Haboubi 2010). Studies have investi gated physiological benefits of physical exercise in cognitive ageing. One research conducted by Yaffe, Barnes, Nevitt, Lui and Covinsky (2001), (as cited in Williams Kemper, 2010) found a significant correlation between walking more and being less likely to demonstrate cognitive decline 6 years on. The concept of self-fulfilling prophecyRead MoreImpact That Librarians And Libraries Have On The Decline Of Reading And Library Services1559 Words   |  7 Pages TO READ OR NOT TO READ: THE IMPACT THAT LIBRARIANS AND LIBRARIES HAVE ON THE DECLINE IN READING AND LIBRARY SERVICES AS CHILDREN GROW UP By: Jessie A. Abraham Wayne State University â€Æ' LITERATURE REVIEW The research question â€Å"what impact can librarians and libraries have on the decline in older children and teen use of library services and recreational reading† can be broken down to discuss several subtopics. This literature review examines peer-reviewed background material toRead MoreThe Physical State Of Reverend Dimmesdale1243 Words   |  5 PagesDimmesdale replies that â€Å"the daylight of this world shall not see our meeting† (Hawthorne 139). In other words the daylight and consequently the people of Boston will not see the reverend publically confess his sin. Dimmesdale’s mental health decline relates to the decline of Tiger Woods’ golf performance which fell apart after his cheating scandal. Unlike Dimmesdale, Tiger issued a public apology in which he admits his deep sorrow for is adulterous actions. Subsequently Woods’ golf game and mental healthRead MoreIndividuals Benefit From The Structure Of Work Such As1631 Words   |  7 P agesIndividuals benefit from the structure of work such as through social contact, collective purpose, status, and activity (Machin Creed, 2003). However, unemployed individuals lack those benefits and are more susceptible to a decline in mental health, leading to a deprivation state and distress (Belle Bullock, 2009). Gregory C. Murphy and James A. Athanasou, professors of the Health Sciences and Educational department in the Latrobe University, Australia report that job loss is correlated to aRead MoreEssay On Reflection On Ethics1128 Words   |  5 Pagesabout Alice’s confidentiality and boundaries with the family. Dolgoff’s General Decision Making Model: 1. Identify the problem The practitioner should focus mostly on disagreeing values related to the client’s privacy and worth, the parents’ right to self-determination, the social worker’s obligation to client well-being, and ethical standards associated with informed consent and the dual relationship. 2. Determine who should be involved. Those most likely to be involved include the client (with respectRead MoreStuck With Low Self Esteem759 Words   |  4 PagesBaker PSCH 100 20 February 2017 Stuck with Low Self-Esteem? The concept of self esteem is widespread in life. When it comes to academics and extracurricular actives people associate high self esteem is necessary for success. Society makes promoting self esteem an important goal. With that in mind, it is surprising that only recently scientific literature began providing insight into the nature of development of self esteem. Self esteem is how an individual evaluates their worth asRead MoreElder Self Neglect And Social Justice1668 Words   |  7 Pages Elder Self Neglect and Social Justice Nicole Monson Submitted to Instructor Terry Lee, MSN, RN, BC, in partial fulfillment of NR410 Introduction to the Profession of Nursing Regis University January 29, 2017 Introduction Self-neglect in the elderly is an important public health issue. It occurs more frequently than any other form of abuse or neglect and is expected to become even more prevalent as baby boomers retire and government appointed resources for the elderly decreaseRead MoreCommon Forms Of Collective Behavior1511 Words   |  7 PagesInstrument made by the Government denying Belizeans from going to the sarstoon. The members of COLA and the BTV are also protesting this law. Two other types of movements are self-help movements and religious movements. As their name implies, self-help movements involve people trying to improve aspects of their personal lives; examples of self-help groups include Alcoholics Anonymous and Weight Watchers. Religious movements aim to reinforce religious beliefs among their members and to convert other peopleRead MoreThe Decline Of The Roman Empire1020 Words   |  5 Pages Emperor reforms, outside invasions and financial weakness ultimately caused the decline of the Roman Empire in the West, because each of these events chipped away at the center and the longevity of the Roman Empire from 180 AD to the early fifth century. After the death of the last of the five good emperors, Marcus Aurelius in 180 AD, the Roman Empire began to form into a military monarchy, which was not based on prior lineage but loyalty to the army. The familial aspects of choosing the next emperor

AIDS Prevention in Africa Essay - 1628 Words

During the last three decades, the Acquired Immune Deficiency Syndrome and the Human Immunodeficiency Virus have taken the lives of many women and men in Africa, as well as infecting their unborn children. Is there enough being done to eradicate this disease in Africa, and will the cost of these treatments limit those who do not have the available income to afford these drugs? Scientist and researchers have worked over the years to find a cure or vaccine for Acquired Immune Deficiency Syndrome and the Human Immunodeficiency Virus, but it remains the most incurable infection in the world. â€Å"There are several promising drug therapies now becoming available which are far too expensive for poor countries to afford† (Economist, Vol. 344,†¦show more content†¦If all those infected take the antiretroviral-drug therapy they can live a long life and almost never pass on the virus, even through unprotected sex. If everyone was on therapy, there would be little or no tra nsmission. Aids prevention has been a challenge for those working in countries that have large numbers of people infected with the AIDS virus. Education is vital to the eradication of AIDS. In an effort to halt the spread of the HIV and AIDS epidemic, there are organizations conducting sustained education, training and community mobilization efforts in close collaboration with African partner organizations. Existing anti-HIV drugs are being investigated as a method of preventing transmission in two different ways. One approach is for people who are HIV – positive to start taking the drugs while their CD4 count, white blood cells used to fight infection, is still high, before they need treatment for the sake of their own health. The drugs reduce the amount of virus in their body fluids, making it harder to pass on the virus. â€Å"An earlier start to treatment seems to cut transmission by an impressive 16 percent during the clinical trial† (Pisani). The public health establishment has procrastinated about the â€Å"evidence-based† approaches to HIV prevention, â€Å"we should only do what has been proven to work†. The trouble is that thi ngs that succeed in â€Å"careful scientific studies can fail miserably when translated into real life. The bottom line to AIDSShow MoreRelatedHistory Of Acquired Immune Deficiency Syndrome1272 Words   |  6 PagesThe history of Acquired Immune Deficiency Syndrome in the United States starts in 1981, the year it became recognized by country as an official new strange disease. By 1982 it was recognized as Acquired Immune Deficiency Syndrome (AIDS). It started in San Francisco, with five young homosexual men, they were presented with Pneumonia (PCP). As the year went on there were more reports of homosexual men presenting PCP and some of them were diagnosed with PCP and Kaposi ´s Sarcoma (KS). Others reportsRead MoreStephen Lewis, A Canadian Politician And Humanitarian1311 Words   |  6 PagesAfricans suffer through the AIDS pandemic, and critically examined how the neglect of global communities and their discrimination contributed to its failure to resolve. While the rest of the world seemed to be unresponsive to an AIDS-ravaged continent, Mr. Lewis found himself passionately involved in the crisis and began to take action. Since his involvement with the United Nations in 1984, Stephen Lewis has tirelessly advocated for African citizens affected by HIV and AIDS, ensured that health careRead MoreHiv / Aids : A Devastating Disease1482 Words   |  6 PagesHIV/AIDS is a devastating disease that has predominated in Africa due to the long incubation period of the virus, poverty, sexual promiscuousness, urbanization, trading routes, lack of knowledge, medical advances (use of needles, blood transfusion), and gender inequalities. Although the government denied the existence of HIV/ AIDS for many years, they have begun working towards various solutions such as the ABC (Abstinence, Be faithful, and Condom use) method and United States initiatives like PEPFARRead MoreHiv / Aids : A Huge Complication Around The World1562 Words   |  7 PagesHIV/AIDS in Russia versus South Africa HIV/AIDS is becoming a huge complication around the world. More and more countries that are not commonly known to have an issue with AIDS/HIV are developing epidemics. It is common knowledge that South Africa struggles with an HIV/AIDS epidemic, but a lesser known country affected would be Russia. The epidemic spread in Russia because of drug users, prostitutes, and cultural shame. It spread in South Africa because of African men’s refusal to use condoms andRead MoreHiv / Aids And Aids1597 Words   |  7 Pagessurprise HIV/AIDS is still one the most deadly disease that is still threatening a large population of human life, and there is no complete cure yet at the moment. Based on the most recent WHO (World Health Organization) data, approximately 35 million people are living with HIV/AIDS at the end of 2013, and remarkably more than 23 million people in sub Saharan Africa experience the most severe HIV/AIDS epidemics. Despite the fact there are still a large population of people living with HIV/AIDS in theRead MoreAddressing The Issues With Human Immunodeficiency Virus1400 Words   |  6 Pages Addressing the Issues with Human Immunodeficiency Virus in South Africa Damien D. Redmond DRPH8120- Domestic and International Public Health Policy Unit 2 Assignment 1 January 22, 2016 MEMO: To: Ms. Smith, Director of Ryan White, Part C: From: G.A. Carmichael Organization Date: January 19, 2017 RE: AIDS Prevention Treatment The Human Immunodeficiency Virus or HIV as it is commonly known was first seen in the United States about thirty years ago beforeRead MoreHiv in South Africa1136 Words   |  5 Pages Evaluate the most important factors in determining the  relative emphasis  placed by policy-makers, in S.A.  on prevention as opposed to treatment  of HIV. One of the major problems affecting the South African country is the spread of HIV. The country is believed to have the most number of HIV victims than any other country. As seen on the diagram, South Africa has the highest adult HIV prevalence. (GRAPH) Only 10% of the children who need treatment are able to have the benefit of undergoing treatment;Read MoreHuman Immunodeficiency Virus, Also Known As Hiv, Continuous1519 Words   |  7 Pagescan lead to acquired immunodeficiency syndrome (AIDS) if left untreated.Unlike other viruses once HIV is acquired the human body can not get rid of it. Sub Saharan Africa is currently the most affected region for HIV/AIDS, Men in the region seem to be the most affected. There is currently no cure for HIV, however there is possible treatment, as well as ways one can prevent developing the virus. HIV/AIDS continous to claim lives in Sub Saharan Africa, by promoting the use of latex condoms and medicalRead MoreThe Epidemic Of The Hiv Virus1747 Word s   |  7 Pagesthe spreading of this deadly disease. Helen Epstein, who is the author of â€Å"AIDS Inc,† informs her readers about the sexually transmitted disease known as the Acquired Immune Deficiency Syndrome (AIDS). Epstein enlightens her audience with crucial information in regards to the ruthless disease that is devouring the lives of innocent people, typically in Africa, where people are especially prone to acquiring AIDS. South Africa, having one of the highest amounts of rape crimes in the world, is also homeRead MoreThe Issue Of Aids And Hiv1726 Words   |  7 PagesThe Issue of AIDS and HIV Zoya Siddiqui In today’s world, it often seems like there are more issues to tackle than people have the capacity to handle. There is the global warming, poverty, hunger, wars, political conflicts, refugee conflicts, etcetera. Though all of these can seem daunting and hard to combat, none of them can be accomplished if the world’s population is not healthy. If people do not have the physical strength to think of new and innovative ways to take on these issues, then no progress

Affirmative Action free essay sample

The paper will also investigate what employers are subject to an affirmative action plan, how the affirmative action plan affects the employer, and the repercussions if the employer fails to meet or comply with the affirmative action plan goals. Affirmative Action Relation to Private and Public Sector Employees The intentions of affirmative action plans are to organization the behavior confidently of both the public and private sector employees. Several laws only pertain to private employers, whereas several others only pertain to employment agencies, public sector employees, and educational institutions.The laws take into consideration the number of employees working at an organization as well as the number of employees in each of the organization’s locations. Organizations should make a conscious decision to prevent discrimination ethically throughout the workplace. â€Å"An affirmative action plan (AAP) consists of statistical analysis of the employer’s under utiliz ation of individuals from certain protected classes and includes the steps that will be taken to improve their representation in the employer’s workforce† (Personnel Policy Service, 2012, p. 1).Affirmative action plans are either by court order or voluntary; but the purpose of affirmative action plans are to give minorities the opportunity to not experience discriminations, which took place in the past. Title VII Discrimination Preventions Title VII makes it illegal for discrimination to take place within the workplace. However, historically discrimination has influenced numerous industries in creating a unintentional discrepancy in the employees of minority. In these circumstances, the affirmative action plans are a tool to balance industry’s that have experienced historical imbalances.This takes place through encouraging employers to demonstrate a preference to employees of minority with equal qualifications until the industry achieves a balance. Organizations that do not adhere to the guidelines may force the organization to implement an affirmative action plan from a court order. If the organization does not correct the imbalance, the organization can be put on trial for breaking the Title VII statutes. â€Å"Many, mistakenly, think affirmative action is law that takes qualified whites or males out of their jobs.Giving the jobs to unqualified minorities or females, or that affirmative action is an entitlement program that provides unqualified women or minorities with jobs. At the same time shutting out qualified Whites or males, or both from the workplace† (Bennett-Alexander amp; Hartman, 2007, p. 181). The actuality is affirmative action plans aid minorities and women with giving opportunities for those individuals to work in numerous fields that have been historically dominating with White males. For example, historically White males have held dominance over the legal profession. Because of this historical dominance, affirmative action plans target educational institutions teaching law through admissions, and practicing legal firms through the promotion and hiring processes to balance the women and minorities with the legal profession. Requirements for Complying with Title VII Public employers who must comply with affirmative action fall under one of three categories. 1. â€Å"A Prime Contractor/subcontractor with 50 plus employees AND $50,000 plus in contract revenue during any 12-month period. 2. A depository of government funds in any amount. 3. An issuing or paying agent for U. S. savings bond and saving notes† (Truesdell, 2010, p. 32). Many organizations comply with Title VII requirements and affirmative action programs through mandatory participation, in an effort to avoid discrimination and voluntarily. â€Å"Federal laws such as Title VII and the Americans with Disabilities Act apply to private employers, employment agencies, educational institutions, and state and local governments with at least 15 employees. Other federal laws, like the Age Discrimination in Employment Act, apply to private employers with at least 20 employees. The federal Equal Pay Act applies to all employers who are subject to the federal Fair Labor and Standards Act (FLSA). And the FLSA applies to almost all employers† (Gross, 2005, p. 1). Justifiably, smaller organizations may find difficulty in providing evidence that the organization did not participate in discrimination because the percentage of employees often distorts by the small size of the organization. Because of this distortion, numerous laws concerning discrimination in the hiring process do not include small organizations. However, state governments have set regulations and guidelines for every organization of every size.Despite the organization’s size, it will find it beneficial to avoid the perception of discrimination during the hiring, termination, and promotion processes within an organization. The Consequences for Noncompliance of an Affirmative Action Plan â€Å"Some employers adopt voluntary affirmative action programs in order to remedy past adverse impact against particular protected classes. For example, an employer may implement a plan to encourage women to apply for a job category traditionally dominated by men† (Personnel Policy Service, 2012, p. 1).Affirmative action plans hold temporary aspects within an organization, dissolving the plan after the achievement of goals are met. However, the organization creates a new affirmative action plan to ensure the continuance of meeting the goals and maintaining a balance throughout the organization. Courts ordering affirmative action plans have requirements preventing organizations from becoming problematic for third parties and from allocating unqualified employees into promoted positions or hiring unqualified employees to ‘quickly’ fix and incorrectly balance the organization’s affirmative act ion plan.If the organization continues to hire and promote minorities at a balancing rate after the implementation of a court order affirmative action plan with success, the organization is risking a reverse discrimination allegation if it does not continue to maintain an affirmative action plan. When organizations fail to meet the terms of a court order affirmative action plan, the organization receives a penalization for noncompliance. â€Å"The Secretary of labor or the appropriate contracting agency can impose on the employer a number of penalties for non-compliance† (Bennett-Alexander amp; Hartman, 2007, p. 91). Such penalties include recommendation(s) to pursue criminal proceedings, or termination of contract(s) if the organization is profiting from a contract with the government. However, in the private sector if an employee believes he or she has experienced discrimination on a personal level, he or she has the right to file a claim with the Equal Employment Opportunity Commission (EEOC). The employee can request punitive damages and compensatory damages at the time of filing the claim. ConclusionThe design of affirmative action plans were to eliminate the historic negative effects from discrimination, some individuals believe these plans support reverse discr imination. Numerous occupations, such as lawyers, have historically only given White males the opportunity to participate in the occupation. Other numerous industries, such as the medical field have a history of paying female and minority employees a lower wage. An affirmative action plan works on various levels, creating equality for everyone.Educational institutions teaching law or medical practices must accept qualified minorities and women to aid in balancing the discrepancies of the past. Every discrimination law applies to educational institutions, private sector employers, employment agencies, and public sector employers as well as employees. Many of the federal laws apply to organizations with 50 or more employees and are contracting work with the government in excess of $50,000. These types of contracts create a mandatory requirement to implement an affirmative action plan or risk consequences. So far small organizations are exempt unless the organization voluntarily opts to implement an affirmative action plan. Regardless of possible consequences an organization should implement an affirmative action plan to combat the historic discriminations and encourage diversity within the workplace. Reference Bennett-Alexander, D. D. , amp; Hartman, L. P. (2007). Employment law for business, (5th ed. ). New York: McGraw-Hill Companies. Gross, B. (2005, November 17). What federal, state, or local laws apply to your employees. Affirmative Action free essay sample A study of an affirmative action policy in a hospital setting. (more)

To Be or not to Be an Insurance Agent On the Peculiarities of the Liability

Abstract In the given paper, the threats that one is likely to encounter in the profession of an insurance agent are discussed. Because of the great responsibility that one takes when insuring something, the understanding of the liability in the given sphere is quite different from everything that one might experience in the other spheres. It cannot be doubted that only taking a specific approach to the peculiarities of the profession and the extraordinary cases when one has to take specific care of the problems in question.Advertising We will write a custom essay sample on To Be or not to Be an Insurance Agent: On the Peculiarities of the Liability specifically for you for only $16.05 $11/page Learn More Therefore, the aspect of being an insurance agent demands serious considerations. Because of the liability issues that the profession presupposes to tackle with, one can face considerable difficulties. Therefore, the aspects of insurance are to be consi dered carefully. Introduction: To Start from the Scratch Being an insurance agent involves considerable responsibility and the need to take account of every plausible effect that the given action might have on the customer and on his/her state of affairs. Considering both the profit of the client and the well-being of the company often leads to certain conflicts that must be solved, otherwise both parties are highly likely to loose. Therefore, the liability of an insurance agent is the prior thing to consider when it comes to speaking of the specifics of the profession. Identifying the Problem: Where the Shoe Pinches It is reasonable to mark that the profession of an insurance agent requires the skills to sell insurance and promote the services of the company for the probable clients to apply. However, historically, these were banks that owed the prerogative to sell insurance. This is where the constant struggle between the banks and the insurance agents in selling insurance stems f rom. It is highly important to mark that the concern for the right to sell insurance is mainly the concern for the client and his/her further profit. Therefore, the problem has been brewing for quite long until it finally began to resolve: â€Å"Thus, for example, U.S. banks complained for decades about being prohibited from selling insurance, because agents opposed to banks selling insurance influenced legislators and regulators† (Skipper 180). Fig. 1. Aflac.Advertising Looking for essay on law? Let's see if we can help you! Get your first paper with 15% OFF Learn More However, it can seem rather doubtful that banks are not able to provide the clients with the same amount of safety as the insurance agencies can. Indeed, banks with their settled and long-established system of work and the well-developed infrastructure might seem reliable enough to be trusted in. Yet it proves that the insurance agencies can provide a greater degree of safety for their clients, which means that insurance agencies have all reasons to be trusted in. Thus, the struggle between the two opponents has been long and painstaking, yet nothing has been resolved so far, which means that each time selling insurance agents have to face one and the same complicacy. Going into Details: On the Aspects of Liability It is beyond any possible doubt that the threat of losing the proper level of liability is rather topical for an insurance agent who is engaged in selling insurance. There is enough evidence that the banks did not cease their attempts to gain greater authority in the given sphere and are still eager to deprive insurance agencies of their business. Thus, the struggle between the two opponents is currently growing increasingly threatening. Therefore, the problem must be tackled; otherwise, sooner or later, the opponents will suffer great losses. At present, it is quite obvious that the opponents have to stop their debates. As Gustavson marked, â€Å"Insurance age nts and most insurers (to a lesser extent), however, are opposed to further bank expansion into the insurance business. The result has been much debate and small gains by the banks.† (94) Thus, it cannot be doubted that the presented problem requires thorough considerations. It is evident that, once forgotten, this issue might drag serious consequences and even crises of the financial state of banks and insurance agencies. Like any other sphere of business, insurance requires certain allocation of responsibilities to keep in pace with the progress. It is also worth noticing that the state acts on behalf of banks when it comes to the allocation of the responsibilities between banks and agencies. Thus, Fitch emphasizes: â€Å"In insurance sales, the law also preserves the authority of states to regulate insurance, but requires state insurance departments to treat bank-affiliated firms selling insurance on the same basis as other insurance agencies† (10). In other words, t his means that the state is not supposed to support even those insurance-selling agencies that are intertwined with the corresponding banks. Since the selling agent ahs to deal with five aspects of selling insurance, i.e. the prospect, the proposition, convictions, impulses and appeal (Strong 264), it is obvious that the system is rather well-established and any changes are highly undesirable.Advertising We will write a custom essay sample on To Be or not to Be an Insurance Agent: On the Peculiarities of the Liability specifically for you for only $16.05 $11/page Learn More Fig. 2. Managing the conflict of interests. Risk Management. Recommendations: Solving the Puzzle However, it must be marked that, like any other problem concerning the sphere of insurance and financing, this issue can be tackled with help of diplomatic approach and reasonable compromises. With help of these steps, one can expect positive results. Indeed, according to the calculation s of the most prominent economists and political scientists, if the banks and the insurance agencies consider the aspect of selling insurance as the issue that needs solution and work out the decision that would satisfy both parties, the financial and economical profit will become possible. However, it must be admitted that the steps that must be undertaken to solve this complicacy demand that the opponents would finally reconcile, which is important at present. One of the most obvious decisions that could be undertaken would be comple3te prohibition to sell insurance for one of the parties. It must be mentioned though that the attempts to deprive one of the opponents of the right to sell insurance have already occurred, yet the experience obtained during these crusades against the banks’ expansion did not end in the most desirable way. According to Skipper, the results of such actions ended up in an economical decay and further confusions. Based on reciprocity, which is a po litical, not an economical term, this would have no effect on the situation: Outcomes from reciprocity-based liberalization are uncertain, largely because reciprocity is a negotiation, not an economic, concept. Reciprocity-based liberalization potentially requires industry-specific and country-specific analyses. Such analyses call for a substantial bureaucratic structure and a great potential for conflict with an accompanying need for dispute resolution mechanisms. (70)Advertising Looking for essay on law? Let's see if we can help you! Get your first paper with 15% OFF Learn More This means that the solution of the conflict will involve the change in the state structure, which is quite complicated at the moment. Therefore, it would be more reasonable to resort to such means as the compromise between the opponents. With help of the reasonable steps taken, it would be possible to coordinate the actions of both the banks and the insurance agencies, thus helping both parties to benefit and not allowing them to create conflicting atmosphere. Fig. 3. Federal Reserve Bank of St. Lotus. Lotus Financial Stress Index. 2011. Conclusion: Avoiding the Pitfalls Thus, it can be considered that the problem of liability in the sphere of insurance takes one of the first places. It is peculiar that with several incautious steps one can destroy the impeccably working mechanism and turn the existing system of insurance liability into complete mess. Because of the constant struggle between banks and insurance selling agents, the entire system of insuring is under risk, which mus t be tackled. Therefore, the idea that some economists have already come up with seems the only possible and reasonable means to save the insurance system. With help of certain compromises and careful steps made to create the system of shared responsibility for the well-being of the client and selling insurance to the probable clients, one can restore the system and help it work efficiently. It cannot be doubted that such approach will inevitably lead to a lesser degree of competitiveness between banks and insurance agencies and decrease the strain between these opponents. Executive Summary One of the greatest concerns of the modern world of banking and insurance business, the aspect of selling insurance and the liability of the issue is on the agenda of the modern world. Since the problem involves both economical and political aspects, it becomes rather complicated issue to solve. It must be mentioned that the core problem underlying the issue is the unceasing struggle between bank s and insurance agencies for the right to perform the function of selling insurance to the clients. It is essential that certain solutions have already been introduced to make the problem vanish. Yet, unfortunately, what has been suggested already does not meet the goals of each of the opponents. It can be alleged that, once the recommended ideas are out into practice, the world could face another crisis, which is rather undesirable. In addition, it is required that both opponents could benefit from the solution. In addition, the situation has become ever more heated as the state started supporting only banks, leaving the separate agencies and even the affiliated agencies that are a part of banks, alone. Such attitude might result in considerable change for worse. At the moment, it is necessary that some ways to solve the situation could be found. One of the most effective easy to get rid of the complicacies is to achieve a reasonable compromise between the parties. However, it must be admitted that none of the opponents wishes to retreat. Therefore, it is necessary to convince both the banks and the insurance agencies that they should come to terms in the given aspect. Once the compromise has been achieved, it would be easier to allocate the responsibilities of each of the parties and achieve peaceful coexistence of the two systems. Reference List Aflac. â€Å"Aflac†. 2010. JPG file. Web. Federal Reserve Bank of St. Lotus. â€Å"Lotus Financial Stress Index†. 2011. JPG file. Web. Fitch, T. P. Career Opportunities in Banking, Finance, and Insurance.  New York, NY: Infobase Publishing, 2007. Print. Gustavson, S. G., Harrington, S. E. Insurance, Risk Management, and  Public Policy: Essays in Memory of Robert I. Mehr. Berlin, DE: Springer, 1994. Print. Risk Management. â€Å"Managing the Conflict of Interests.† GIF file. Web. Skipper, H. D., Know, J. W. Risk Management and Insurance: Perspectives  in a Global Economy. Hoboken, NJ: Wil ey-Blackwell, 2007. Print. Strong, E. K. The Psychology of Selling Insurance. New York, NY: Harper. 1992. Print. This essay on To Be or not to Be an Insurance Agent: On the Peculiarities of the Liability was written and submitted by user Jaydan T. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.